DISCLAIMER: The calculator is for illustrative purposes only and is of general nature only. It does not take into consideration your personal circumstances. The figures contained in this example are estimates only. The calculations are based on the FBT rate for the 2015-2016 FBT year (commencing 1 April 2015) and Income Tax rates for the 2014-2015 Financial year (including 2% Temporary Budget Repair Levy where applicable). The calculations assume that you are claiming the tax-free threshold and have no other income or deductions (including other salary packaged items). The benefits that may be achieved by salary packaging will vary depending on your employment situation, your employer’s salary packaging policy and the chosen benefits. Southgate Salary Packaging Services does not provide any advice on the financial, taxation or welfare recipient benefit impacts relating to salary packaging. You should seek independent professional advice on how salary packaging may impact your individual circumstances before proceeding with salary packaging.